Nothing beats heading out of the house and into the great outdoors. If youre someone who loves to live on the edge when taking excursions into nature, it stands to reason you own and ride an all-terrain vehicle or a quad. These vehicles are an excellent way to have a good time wherever your journey takes you. However, there are a number of risks that come with riding such transports. Take a moment to review these points and cover all your bases when it comes to finding a sensible insurance plan.
Understand the Risks
The key to short-term ATV insurance is assessing all of the risks in front of you. While you might immediately assume that most of the damage incurred by an ATV happens while it is actively being used, this is not exactly the case. Studies show that inactive periods can lead to serious damage to the exterior and engine of an all-terrain vehicle. Whats more, many people make the assumption that an ATV is covered by a standard homeowners policy when this is not the case. Find appropriate insurance by thinking about areas like:
- Accidents that happen off your property
- What to do in the event of theft
- How to factor in depreciation
Explore the Unknown
Riding an ATV is an opportunity to set your sights on an adventure. Before you hit the trails, be sure that your insurance plan covers all of the possible threats that could cause you and your vehicle harm.