Learn About Workers Compensation in Virginia

While at first thought it might sound like it has some sinister implications, obtaining workers compensation in Virginia is one of the best investments a business owner can make. While its primary function is to provide benefit to employees, it also offers protection for the employer. In a perfect world, no business would ever need anything like this. The fact of the matter is, though, that accidents do happen. When they do, it is best that everyone involved knows where he or she stands in the matter.

It is important to note that the coverage offered here only extends to work-related injuries. This does not mean that these injuries or illnesses must necessarily take place in the workplace, however. If its job-related, such as business travel or a work errand, workers compensation in Virginia has it covered. The coverage offered ranges from sudden injuries such as falling off some scaffolding to injuries that occur over time like repetitive stress injuries to gradual working condition illnesses like heart conditions or lung disease. When an employee is afflicted, the system provides him or her with replacement income when he or she is off work, payments for medical expenses and vocational rehabilitation benefits. Though it likely seems that this system is designed solely with employees in mind, having this coverage offers significant defense against lawsuits from workers, so long as the employer consistently acts in a responsible non-reckless manner.