For those contending with ongoing substance addiction, things like AA and NA meetings can be essential to maintaining one’s sobriety. For those facilities willing to house such meetings, procuring the right insurance programs for addiction centers can decrease exposures, thereby ensuring continued support for all who need it.
What Types of Policies Are Included?
When it comes to selecting insurance programs for addiction centers, comprehensive coverage is vital to guaranteeing all risks are adequately accounted for. In addition to general insurance policies, the following products can also prove extremely useful:
Automobile Coverage — If your facility provides transportation to attendees, auto coverage must be a part of a larger insurance package. These policies can cover costs for repairs and replacements if an accident should occur.
Umbrella/Excess Liability — If the amount of money needed to cover costs exceeds that of existing insurance, an umbrella/excess liability policy can pay for these uncovered expenses.
Employment Practices Liability — If an employee brings a discrimination claim against your company, employment practices liability can cover legal costs, as well as settlement amounts.
Insurance Coverage You Can Rely On
When seeking insurance programs for addiction centers, it’s important to keep a number of factors in mind. By implementing a thorough review of potential policies, you can rest assured that you will be able to provide a place for those in recovery to continue their journey towards healthy living.