More and more individuals are seeking employment with companies that provide an excellent benefits package. The research is showing that potential hires are even willing to accept less compensation in favor of a more comprehensive healthcare plan. For employers who want to stay competitive in this area, the work and advice of the group health broker are crucial.
What Experts Bring to the Table
Rather than just assuming what your company will need for a quality benefits plan, healthcare brokers are able to review the trends of the times as well as any state or federal regulations your company needs to obey. They will be able to search through potential providers for a cost-efficient plan but one that delivers the benefits that your employees desire. They are also able to navigate the multiple types of insurance your employees need, working to secure the best rates for you. As seen with the team at isurepro.com, group plans often include:
- Life insurance
- Health, Dental, Vision
- Health coaching
- Flexible spending accounts
As an employer, you will be required to provide your employees with some type of healthcare coverage, provided you meet the requirements outlined in the Affordable Care Act. However, there are different types of coverage, and a broker can present a plan with multiple options, ensuring there is something for every different price point.