Choosing the Right Staffing Coverage

Temporary staffing insurance

There are a number of liabilities staffing agencies are uniquely exposed to. Whether you specialize in temporary, full-time or contract hiring, you must be vigilant to maintain compliance with all applicable standards and laws. For temporary agencies, in particular, there are a number of reasons it is a good idea to invest in temporary staffing insurance. When you are shopping, though, how do you know which options to choose? Here are a few tips that can help you decide.

Consider the Field You Staff In
If you staff in a highly specialized field such as health care or legal services, you might be best served finding a policy that caters to these industries. Regardless of the field you are in, though, you should find a policy that will cover general features such as employment practices and workers compensation.

Find an Insurance Product That Offers Flexibility
The needs of your agency are probably in constant evolution, and your policy should be able to adapt. The best way to ensure your coverage will be suited for long-term protection is to examine the terms and gauge the insurers response to development in staffing.

Secure Unemployment Coverage
The biggest cost staffing agencies often cover for temporary employees is unemployment. Even if they are ineligible, many workers file, so securing coverage for unemployment is essential when you are looking for temporary staffing insurance.